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Diamond Level
Average monthly balance of all share accounts is $100,000 or more.
Membership Benefits:
- No minimum checking balance required
- Unlimited Check Writing
- Online Banking - No fee
- 24-hour Automated Telephone Banking Service - No fee
- VISA Check Card - No fee
- Online Bill Paying - No fee
- Teller Assisted Transactions - No fee
- Phone Assisted Transactions - No fee
- All IBM Southeast EFCU ATMs - No fee
- All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
- Monthly Surcharge Rebates upon request on non-Credit Union ATMs up to $10
- Premium Rates on Certificates
- Personal Account Officer
- Wallet Duplicate Checks - No fee
- AmEx Travelers/Gift Cheques & Money Orders - No fee from IBM Southeast EFCU**
- Notary service and signature guarantee - No fee from IBM Southeast EFCU**
- And much more
Platinum Level
Average monthly balance of all share accounts is $25,000 or more OR average monthly balance of all loans/VISA Credit Cards is $40,000 or more (all first mortgage balances excluded).
Membership Benefits:
- No minimum checking balance required
- Unlimited Check Writing
- Online Banking - No fee
- 24-hour Automated Telephone Banking Service - No fee
- VISA Check Card - No fee
- Online Bill Paying - No fee
- Teller Assisted Transactions - No fee
- Phone Assisted Transactions - No fee
- All IBM Southeast EFCU ATMs - No fee
- All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
- Monthly Surcharge Rebates upon request on non-Credit Union ATM up to $6
- Premium Rates on Certificates
- Wallet Duplicate Checks - No fee
- AmEx Travelers/Gift Cheques & Money Orders - No fee from IBM Southeast EFCU**
- Notary service and signature guarantee - No fee from IBM Southeast EFCU**
- And much more
Comparison of all Rewards Levels
Gold Level
Average monthly balance of all share accounts is $4,000 or more OR average monthly balance of all loans/VISA Credit Cards is $25,000 or more OR Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*
Membership Benefits:
- No minimum checking balance required
- Unlimited Check Writing
- Online Banking - No fee
- 24-hour Automated Telephone Banking Service - No fee
- VISA Check Card - No fee
- Online Bill Paying - No fee
- Teller Assisted Transactions - No fee
- Phone Assisted Transactions - No fee
- All IBM Southeast EFCU ATMs - No fee
- All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
- AmEx Travelers Cheques & Money Orders - No fee from IBM Southeast EFCU**
- Notary service and signature guarantee - No fee from IBM Southeast EFCU**
- And much more
Comparison of all Rewards Levels
Silver Level
Average monthly balance of all share accounts is $1,500 or more OR average monthly balance of all loans/VISA Credit Cards is $15,000 or more (Note: Any active mortgage automatically qualifies you for Gold REWARDS).
Membership Benefits:
- No minimum checking balance required
- Unlimited Check Writing
- Online Banking - No fee
- 24-hour Automated Telephone Banking Service - No fee
- VISA Check Card - No fee
- Online Bill Paying - No fee
- Teller Assisted Transactions - No fee
- Phone Assisted Transactions - No fee
- All IBM Southeast EFCU ATMs - No fee
- Notary service and signature guarantee - No fee from IBM Southeast EFCU**
- And much more!
Advance to Gold Level today with:
Average monthly balance of all share accounts is $4,000 or more OR
Average monthly balance of all loans/VISA credit cards is $25,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*
Comparison of all Rewards Levels
Bronze Level Average monthly balance of all share accounts is $500 or more OR have an active Checking Account OR average monthly balance of all loans/VISA Credit Cards is $1 or more (Note: Any active mortgage automatically qualifies you for Gold REWARDS). Membership Benefits:
- No minimum checking balance required
- Unlimited Check Writing
- Online Banking - No fee
- 24-hour Automated Telephone Banking Service - No fee
- VISA Check Card - No fee
- Online Bill Paying - No fee
- Teller Assisted Transactions - No fee
- Phone Assisted Transactions - No fee
- All IBM Southeast EFCU ATMs - No fee
- And much more
Advance to Gold Level today with: Average monthly balance of all share accounts is $4,000 or more OR Average monthly balance of all loans/VISA credit cards is $25,000 or more OR Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.* Comparison of all Rewards Levels
Basic Level
Average Monthly Balance less than $500 and No Loan Balance and No Active Checking Account.
Advance to Gold Level today with:
Average monthly balance of all share accounts is $4,000 or more OR
Average monthly balance of all loans/VISA credit cards is $25,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*
Comparison of all Rewards Levels *Mortgage must be serviced by IBM Southeast EFCU and must have an average monthly balance of $1.00 or more. **Other Shared Service Center fees may apply. Please check the fee schedule of the Shared Service Center prior to visiting.
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