Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.*

Certificate Secured Loan - Use your Credit Union Certificate as collateral for your loan.

• Only $1,000 to open a certificate
• Great way to build credit
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

• Borrow from $1,000 to $5,000
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

• Lines from $500 to $12,500
• No annual fee
• Available as an overdraft option for Credit Union checking accounts
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.
• Access your line 24 hours a day via and Online Banking

• Only $1,000 minimum
• Great way to build credit
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

• Online - You will need to log-in to Online Banking to apply online. Click here to return to our homepage to log-in to Online Banking. Once logged in, click on the 'Loans' icon and follow the instructions. You must be a current Credit Union Member in order to use the Online Banking system. You can also download our Master Loan Application using Adobe Acrobat. 
• Call Us - We'll mail or fax an application directly to you, just give us a call at 800.477.6465 ext. 8560 or 561.624.8560.
  (Fax us at 561.624.8565 or e-mail us at generalinfo@pgacu.org).
• Visit - Stop by your nearest branch to apply in person.
• Call 24/7 - Call LOANLINE 24 at 877.354.LOAN (5626), you'll find a representative ready to speak to you anytime - day or night!

Loan Disclosure
Loan Fee Schedule

* Loan contract is with IBM Southeast Employees' Federal Credit Union