 |
 |
| Effective March 1, 2004 |
 |
| New Auto |
Annual Percentage Rate |
24-60 Months
72* Months |
3.99%
4.49% |
| Used Auto (2000-2004) |
Annual Percentage Rate |
| 24-60 Months |
4.99% |
| Term |
Amount |
|
| Up to 36 months |
$ 1,500 - $9,999 |
|
| Up to 48 months |
$ 10,000 - $17,999 |
|
| Up to 60 months |
$ 18,000+ |
|
| Used Auto/Truck (1999 - Older)** |
| Term |
Amount |
APR |
| Up to 36 months |
$ 1,500 - $9,999 |
6.00% |
| Up to 48 months |
$ 10,000 - $17,999 |
6.25% |
| Up to 60 months |
$ 18,000+ |
6.50% |
| Boat |
APR |
| New, 120 months |
7.00% |
| Used, 120 months |
7.50% |
| Motorcycle |
|
| New, 60 months |
8.00% |
| Camping Trailer |
|
| New, 72 months |
7.50% |
| Used, 60 months |
8.00% |
| Motor Home |
|
| New, 120 months |
7.50% |
| Used, 120 months |
8.00% |
Click here for sample payment schedule.
Rates are current as of Effective Date, and are subject to change.
All IBM Southeast EFCU Auto Loans are subject to income verification and credit approval. Please refer to Your Loan Disclosures or contact a Loan Representative for full details on rates, terms, fees and conditions.
*72 month new car loan, $25,000 minimum loan amount.
**Used Vehicles 1999 or older will be reviewed by a Loan Officer.
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