Interest-Only First Mortgage Payment Programs Are Available!

Take advantage of lower interest-only monthly payments on either a fixed rate or adjustable rate mortgage. Many interest-only payment options are available for up to the first 15 years of your loan.

Receive Gold REWARDS with a First Mortgage from PGA Credit Union.*

Benefits of Interest-Only Payments:

• Expand your buying power. With interest-only payments, you may qualify for a larger loan amount
• Lower your monthly mortgage payment
• Control your cash flow
• First time home buyers can use the monthly payment difference to furnish their home
• Loan amounts range from $25,000 to $417,000
• Many loan programs available: 30 year fixed rate loans; 3/1, 5/1, 7/1 and 10/1 ARMs with interest-only periods ranging from 3 years to 15 years
• Perfect for self-employed borrowers or those with variable incomes: gives you greater flexibility to control payment amounts during the first years of the loan