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Your Credit Union makes it easy for you to enjoy the good things in life with loan options to fit any need.*
Certificate Secured Loans - Use your Credit Union Certificate as collateral for your loan.
Little Loan - Borrow a small amount for any unexpected expense!
Mortgages - Finance the house of your dreams, or fix the one you already own with a First Mortgage, a Home Equity Line of Credit, or a Traditional Fixed-Rate Second Mortgage.
Signature Lines of Credit - Use only what you need with this flexible loan option!
Stock Secured Loans - Use any stock listed on a major exchange as collateral for your loan.
Student Loans - Finance your education with many types of unsubsidized and subsidized loans.
Vehicle Loans - Explore loans for cars, SUVs, boats, motorcycles, and much more!
Visa Credit Cards - Experience the freedom and purchasing power of Visa with exclusive Credit Union Member benefits
- Online Banking. Once logged on, click on the 'Loans' icon and follow the instructions. You must be a current Credit Union Member in order to use the Online Banking system. You can also download our Master Loan Application using Adobe Acrobat.
- - We'll mail or fax an application directly to you, just give us a call at or (Fax us at or e-mail us at <%if isProdCenter() = 0 then %>generalinfo@pgacu.org). <%end if%>
- - Stop by your nearest branch to apply in person.
- - Call LOANLINE 24 at , you'll find a representative ready to speak to you anytime - day or night!
With so many financial obligations and options, money management may seem difficult and confusing at times. That's why Your Credit Union has partnered with BALANCE, a financial education and counseling service that can help you get on track, review and improve your credit report, get out of debt, set up a spending and savings plan that works for you, or prepare to buy a home. Visit the BALANCE website or call a BALANCE counselor at 1-888-456-2227 and let them know you are an IBM Southeast EFCU Member.
Not only will we find that perfect car for you, we'll negotiate the best price for it! The only thing you'll have to do is pick up the keys. Use our easy AutoAdvisors Request Form and we'll do the rest!
 
Loan Disclosure
Loan Fee Schedule
Home Equity Line of Credit Disclosure
Consumer Handbook on Adjustable Rate Mortgages
*Loan contract is with IBM Southeast Employees' Federal Credit Union.
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